I am an in-network provider for the following insurance plans. This means that all you need to pay for your session is your copayment, provided you have met your yearly deductible for your insurance plan.
If you do not know what your yearly deductible is then please phone your insurance company prior to our first session and ask them to explain it to you. A deductible is a certain amount of money that you must spend for medical and psychiatric services before your copayment kicks in. If you have a deductible that has not been met as of our first session then it is payable at our first session. All co-payments are due at the end of each session. I do not mail out invoices for co-payments or deductibles.
After each of our sessions, my biller will submit a claim on your behalf to your insurance company in order that your insurance company will reimburse me for the cost of our sessions. You do not need to submit any paperwork to your insurance company to pay for our sessions.
The insurance plans that I participate in are Aetna, Oxford, Beacon, Value Options, Optum, UMR, United Health Care, Cigna, Blue Cross Blue Shield, Horizon Blue Cross but not OMNIA HORIZON Blue Cross. I do not accept Medicaid, Medicare, Oscar, GHI, HIP, Magellan, Fidelis, Humana, Magnacare, Metroplus, WellCare, 1199 or Emblem Health.
For clients without any insurance plan, my fee is $145 for the first session and $125 for all follow-up sessions.
For copayments and deductibles, I accept cash, HSA credit cards and all credit cards EXCEPT AMERICAN EXPRESS. I do not accept checks.
It is advisable for you to phone your insurance company prior to our first visit and ask the following questions:
• Do I have mental health benefits?
• What is my deductible and has it been met yet?
• What time of the year does my deductible renew?
• How many sessions per year does my health insurance cover?
• What is the copayment per session?
• Is approval required from my primary care physician?
Michele Campione, M.D.